The benefits that you receive as a result of your workplace injury depend entirely upon the nature and extent of your injury.
If your injury has totally disabled you in such a way that you are immobile and/or incapable of performing your job, but you will eventually heal, you will receive temporary total disability (TTD) until you have achieved total medical recovery. If you are unable to recover from your injury and you will remain permanently disabled as a result of your injury you might be eligible for permanent total disability (PTD). If you partially recover from your injury, but a portion of your injury is permanent, you may be eligible for permanent partial impairment (PPI).
Sometimes, the injury you sustain, such as a sprain or mild fracture, disables you from performing only certain tasks, or certain portions of your job. Should you only be able to perform your job on a part-time basis as a result of your injury you may be eligible for temporary partial disability (TPD). You will receive this payment until you reach a full medical recovery. If you are unable to make a full medical recovery you may be eligible for a PPI payment.
If your claim is approved, the insurer will cover all medical expenses incurred as a result of a workplace injury. Travel expenses also related to medical treatment are also covered under this provision.
If you are unable to perform to your previous occupation, you may be eligible to receive reemployment benefits that retrain you for a new job. This benefit can also be in the form of a one time "job dislocation" payment should you wish to forgo retraining.
Lastly, if you are the dependent of a loved one who has suffered a work related death you are eligible for death benefits through the workers' compensation program.
Click here for a free evaluation of your workers' compensation claim to determine which benefits you may be eligible to receive.
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