Who determines if I can work again?
The decision of when you are able to return to work is a medical one. The insurance company cannot tell you to return to work, nor can your employer. If you have had a consistent report from your doctor throughout the duration of your treatment, your medical report will reflect the appropriate actions that should be taken with regard to your return to employment. Your primary physician should be the one that makes the medical determination of when you have achieved a complete medical recovery and are able to return to work in a part-time or full-time capacity.

If the doctor chosen by the insurer disputes your treating doctor's medical opinion, there is a process of litigation to protect you from bad faith determinations on the part of the insurance company. Should your case reach this point, it is highly recommended that you secure professional legal representation.

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